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Resource Efficient Scotland SME Loans Scheme

Interest-free, unsecured loans from £1 to £100k

The Scottish Government’s Resource Efficient Scotland SME Loans Scheme provides businesses with a great opportunity to access support to help them cut costs and increase their competitiveness.  The Scheme can help to fund the installation of a range of carbon reducing measures, such as more resource efficient lighting, glazing, and renewable technologies.

You are able to apply for the loan scheme if you are a Scottish business which falls within the European Commission’s definition of a Small and Medium sized Enterprise[1] (SME).

  • Apply to the installation of energy, material resource and water efficiency measures.
  • A 5% interest rate applies for renewable energy technologies if your organisation plans to claim the Feed in Tariff or Renewable Heat Incentive.
  • Resource Efficient Scotland, is a Scottish Government-funded programme delivered by Zero Waste Scotland. It offers free, specialist advice and support to organisations to implement energy, resource and water efficiency measures, including advice on the SME loan scheme.

To learn more about eligibility and criteria, for FAQs and testimonials from other businesses, click here.

“The Resource Efficient Scotland SME loan has allowed my business to improve its energy supply. This helped improve the environment both for me and my customers by enabling me to get rid of my noisey and costly petrol generator. The loan made a dramatic difference to my businesses profitability and energy efficiency.”  Leigh Sedgley, Owner/Manager, Living the Dream.

Contact Resource Efficient Scotland on 0808 808 2268, email  or visit


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