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12/08/2025

Meet Howden’s Self-Catering Specialists: Your ASSC Partners in Bespoke Insurance

The Howden Self-Catering team are proud to be Partners for Business with the ASSC. Our experience within the sector is unrivalled and we work tirelessly to provide bespoke insurance solutions for our clients. Whether you need to insure a small wooden chalet or a multi property site, we will do our very best to find a solution which works for you. Our team is aware of the issues surrounding licencing and will work with you and the local authorities to provide the cover you require.

Derek Nicol

Derek has worked in the Private Client & Hospitality insurance sector for 37 years and is the scheme lead for Howden Staysafe Short-Term Let scheme. Many will have spoken to Derek at conferences and roadshows across the country and he is always keen to share his expertise and knowledge of the sector. The scheme continues to enjoy significant growth across Scotland and further afield and Derek looks forward to continued collaboration with the ASSC and their excellent team. Tel: 07786 978232

Fiona Reid

Fiona has over 30 years of Insurance experience and is Manager of the Howden Staysafe Short-Term Let Scheme. Fiona is all about the fine detail and is regularly in discussions with our scheme partners, Hiscox, to ensure that we are providing the best policy and terms to our clients. Fiona prides herself in providing a service driven offering to clients which considers their exact requirements. Fiona has assisted a large number of clients with their short-term licencing insurance requirements and is always happy to assist with any queries or problems. Tel: 01896 804912

Michael Steinka

Michael has close to 20 years of insurance experience and has been with Howden for just under 2 years. He has recently joined the Staysafe Short-Term Let Scheme and works with Fiona, Nicola and Derek providing the levels of service that our clients deserve. Michael has joined Derek on several occasions attending conferences hosted by the ASSC team. Tel: 01738 336245

Nicola Cairney

Nicola has over 30 years of insurance experience, dealing with a wide range of insurance products over this time including High Net Worth, personal products and Renovation Insurance. Nicola has been working with the Howden Short Term Holiday scheme team for at the last 18 months and is enjoying the new challenges as well as meeting lots of interesting clients in the hospitality sector. Tel: 0141 4132030

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We would be delighted to hear from you if you would like solutions as individuals as your properties. We go the extra mile to ensure you get precisely the cover you require.

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